Property insurance is used to cover any type of commercial property including machinery and equipment.

Commercial property insurance protects commercial property from such perils as fire, theft and natural disaster.This type of insurance is carried by a variety of businesses, including hotels and resorts, manufacturers, retailers, and service-oriented businesses.

An important coverage extension to most property insurance coverages is business interruption insurance. Be sure to discuss business interruption insurance with Poe-ma insurances as it can be an invaluable way to hedge those portions of your operational cashflow which might become negatively impacted due to the occurrence of a covered peril such as a fire.